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Payment Methods

💳 Payments & Tax Policy 

Last updated: June 23, 2026

Payments

At Cozyshome, we offer a variety of secure, convenient, and flexible payment methods to ensure a seamless shopping experience.

1. Credit, Debit Cards & Digital Wallets (Powered by Shopify Payments) We accept all major credit and debit cards, as well as mainstream digital wallets. This includes:

  • Cards: Visa, MasterCard, American Express, Discover, Diners Club, JCB.

  • Express Checkouts & Wallets: Shop Pay, Apple Pay, Google Pay.

Please note: Cozyshome does not collect or store your credit/debit card numbers or personal financial information during transaction. All payments are securely processed through encrypted, PCI-compliant gateways. For any transaction-related inquiries, please consult your card-issuing bank or wallet provider.

2. Shop Pay & Shop Pay Installments For faster checkouts, you can use Shop Pay to securely save your shipping and billing information. We also support Shop Pay Installments, allowing you to split your purchase into flexible, interest-free payments or monthly installments (subject to eligibility at checkout), making it easier to invest in your dream furniture today.

3. PayPal A globally trusted online payment method.

  • When checking out via PayPal, you will be securely redirected to the PayPal payment page to log in and confirm your transaction.

  • If you do not have a PayPal account, you can still process your payment securely through PayPal’s guest checkout by selecting "Pay with Debit/Credit Card."

Sales & Use Tax

1. What is Sales & Use Tax? Sales & Use Tax (“Sales Tax”) is charged by applicable U.S. states to customers purchasing from us, as required by state and federal laws. You will see the exact Sales Tax applied to your order in the final stage of checkout after entering your shipping address.

2. How is Sales & Use Tax calculated? Sales Tax is calculated based on the total merchandise value after any applicable discounts or promotional codes are applied. Depending on state regulations, the total tax amount may also apply to delivery and shipping fees.

3. Will Sales & Use Tax be refundable? Yes. In the event of a return, cancellation, or refund, the corresponding Sales Tax originally charged will be fully refunded back to your original method of payment.